Binance’s Reported MiCA Restrictions Include Scheduled Fees

In a November 7, 2026, report, CoinDesk said Binance was progressively restricting certain services for affected users in France, Spain, Italy and Poland after the European Union’s MiCA transition period ended. The customer notices described deposits as disabled while crypto and fiat withdrawals remained available; the reported fees and account closures were scheduled for later dates.

Which Binance accounts were affected?

The reports named users in four countries: France, Spain, Italy and Poland. Binance described a progressive restriction of certain services for affected users. The account notices concerned those users, rather than a stated measure covering every Binance service or every EU account.

MiCA, the EU’s Markets in Crypto-Assets framework, is the regulatory context for the restrictions. The reported notices and service changes were tied to the end of its transition period.

What did the notices say about access, fees and dates?

For affected accounts, deposits were reportedly disabled while withdrawals of cryptocurrency and fiat remained available. The reported monthly charge was 0.025% of the remaining crypto balance or 10 USDC, whichever was higher. USDC would be deducted first, followed by other crypto if needed. The notices also reportedly warned that a balance smaller than the fee could be consumed entirely.

The first deduction was scheduled within three days of November 29, 2026, and a second after December 24. Binance’s spokesperson told CoinDesk that affected accounts would close with effect from December 31, 2026. Any crypto left after closure might be converted or transferred under Binance’s provisions.

For the reported monthly charge, the 10 USDC minimum sets the amount whenever it exceeds 0.025% of the remaining crypto balance.

How does the dormant-account fee clause relate to the reported charge?

CoinDesk quoted Binance’s general terms as allowing a monthly dormant-account fee to cover the cost of maintaining digital assets with a Binance affiliate or a third party. The outlet said it had not confirmed the specific customer email describing the MiCA-related charge, so the general clause alone does not establish that the reported fee applies to a particular account.