Anthropic announced Claude Personal Finance on November 5, 2026, as a gradual beta for US subscribers on Pro, Max, and Ultra who connect US bank accounts. The rollout began that week, but an eligible account may not have the feature yet. Personal Finance uses linked account data to answer questions about spending and cash flow; its access is read-only. Anthropic’s announcement Claude Help Center
Before unlinking your last bank, save anything you need from the dashboard and separately remove chats, artifacts, or shared links that contain financial details.
What Claude can read and show
Personal Finance connects through Plaid. You sign in through Plaid and choose which accounts to share; Anthropic says Claude does not ask for or see your bank password. The beta is available on Claude’s web, desktop, iOS, and Android apps. Free, Team, and Enterprise plans are excluded.
For accounts you select, Claude can read the bank name, account name and type, last four digits, balances, credit limits, and up to 24 months of transactions, including amounts, dates, merchants, categories, and bank descriptions. If a bank includes a full account number in an account name or transaction description, Claude may see it there. For investment, loan, and card accounts, it reads balances and credit limits, not investment holdings, trades, rates, or loan terms.
Claude can organize spending, cash flow, accounts, subscriptions, and upcoming bills into dashboard widgets, and answer questions about transactions or spending patterns. Anthropic’s announcement also describes short insights and adjustable charts. Its official product demonstration shows account selection, category spending, and a calendar-based cash-flow view.
What unlinking a bank changes
You can link up to 16 banks. Unlinking one bank login removes every account shared through that login; the Help Center says you can’t disconnect just one account within it. If it’s your last linked bank, the dashboard, widgets, settings such as budgets, and setup answers are permanently reset.
Claude stops reading an unlinked bank, but unlinking does not remove information it already returned. Replies remain in chats, and financial details in artifacts or shared links remain until those items are separately removed. An artifact may contain bank data and can remain even after its original chat is deleted. A shared chat link can expose messages and replies with account figures, as well as charts or artifacts. People who open an artifact can see its figures; if they also have Personal Finance and allow Plaid, it can read their linked accounts.
Where else linked accounts work
Claude can also use linked accounts in regular chats without asking each time, unless you turn Plaid off or require approval for each read. Anthropic says the Personal Finance hub’s conversations are not used to train its models; outside the hub, your privacy settings apply.
Linked accounts cannot be used in scheduled tasks, Cowork tasks, or Claude Code, and may not work in Projects. Personal Finance is also unavailable in Claude Duet.
Accuracy limits to keep in mind
Anthropic warns that Claude can make mistakes and that balances may be one or two days old. If a bank can’t be read, its data are left out of dashboard totals. An account appearing under two logins is counted once when the bank presents it the same way in both, but may be counted twice if the details differ. Check important figures against your bank’s app or statements.
